Terms

Frank MacDonagh & Associates Pty Ltd (ABN 86 095 138 766 and AFSL 522 922) Trading As FMA Wealth owns, operates, and prepared the information on www.fmawealth.com.au (Website). FMA Wealth is self-licenced and is privately owned.

By accessing the Website and viewing the information and other material which it contains or to which it provides access you agree to follow and to be bound by these terms and conditions. We may, at our sole discretion, vary or modify these terms and conditions without notice. Any subsequent access to, or use of, the website by you will constitute an acceptance of those modifications.

The terms ‘us’ or ‘our’ or ‘we’ refers to FMA Wealth. The terms ‘you’ or ‘your’ refers to the Website user.

    • This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the content, design, layout, appearance, look and graphics of the website. Any reproduction of our Website’s material is prohibited other than with prior written authorisation from Frank MacDonagh & Associates Pty Ltd.
    • This website may include links to other websites which are not controlled by us. These links are provided for your convenience only and are not an endorsement of those websites.
    • Our Website may use cookies to monitor browsing preferences.
    • While we provide the information in this Website in good faith, neither we nor any third parties accept any responsibility or provide any warranty or guarantee as to the performance, accuracy, timeliness, completeness or suitability of the information and materials found or offered on the Website.
    • The Website is subject to change without prior notice.
    • We disclaim any liability for loss, damage, cost or other expense arising either directly or indirectly in connection with your reliance on, use of or inability to use any information displayed on this website, to the extent that such liability is not excluded by law.
    • Your use of this website and any dispute arising out of your use of it is subject to the laws of New South Wales, Australia.

Disclaimer

Frank MacDonagh & Associates Pty Ltd (ABN 86 095 138 766 and AFSL 522 922) Trading As FMA Wealth owns, operates, and prepared the information on www.fmawealth.com.au (Website). FMA Wealth is self-licenced and is privately owned.

Regarding the information presented on this website:

(1) It is intended to be general information only and not financial product advice;

(2) It has been prepared without taking into account any person’s objectives, financial situation or needs. Accordingly, before acting on any of this information, the viewer should consider the appropriateness of the information, having regard to their, or their clients’, objectives, financial situation and needs. It is important to consider any relevant disclosure documents, including the information about risks, before making any recommendation about a financial product and before any investment decision is made. Past performance is not indicative of future performance.

    Complaints Policy

    We endeavour to provide you with the best advice and service at all times. However, if you are not satisfied with our services, then we encourage you to contact us. Please call us on 02-9055 7970, or send us an email to admin@fmawealth.com.au,  or put your complaint in writing to our office.

    We aim to resolve complaints immediately. Where this is not possible, we will acknowledge the receipt of your complaint within 48 hours. We will then explain our process to resolve your complaint and tell you who will handle your complaint.

    If you are not satisfied with our response after 30 days, you can lodge your complaint with the Australian Financial Complaints Authority. You can contact AFCA on 1800 931 678 or via their website www.afca.org.au. AFCA provides fair and independent financial services complaint resolution which is free to consumers.